The art of getting a lower price for your insurance

by admin on September 22, 2011

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Money is tight. Not just for you but for companies as well. I learned something this week that I wanted to share with you that may help you save some money on your insurance… or any other monthly bill that you have (like cable / telephone etc). My health insurance premium went up quite a bit… more than the usual $50 or $100 so I decided to investigate. I first called the company. They mentioned things like health care costs increasing blah blah blah. I found out I had an old policy and they had a bunch of new policies. I used their handy rate quoter on the site and found out that I could get the same exact policy (it was just named different) for almost $300 less per month. I thought it was a mistake… so I cleared my session and tried again. Sure enough I got the same quote. I called my insurance agent and talked with him. He told me that I would just need to submit the forms again and I should be able to get that rate. I did that this morning and I’ll let you know if it didn’t work… but so far so good. So the $300 is almost $4k a year. This got me to thinking. Could you get a break with any of your monthly bills.

You’ll need to remember that some things have a contract. You are locked into a certain price for a certain length of time. If you are outside of that contract window it doesn’t hurt to see if current packages they offer would be cheaper than the one you’re currently using.

Hopefully you’ll find some savings. Take Care.

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