Image by Striking Photography by Bo via Flickr
If you didn’t spend as much as you like for Christmas – hopefully we did help you save some money. Now is the time to start changing that.
Now is the time to figure out what you want to spend for next year. I still am a firm believer that you should cull your list as much as you can. We did this and it saved a lot of money. This was for extended nephews / nieces and people we didn’t really see very much during the year anyway. I think this year we want to spend more on our immediate family and friends. Not that we didn’t get some nice gifts this past year, but I think with a bigger budget we can do much better.
I’ll be sharing my adventures with you. So we want to make a budget and then we want to find good deals throughout the year. There are some nice deals in January / Feb and the summer time. Merchants need to sell stuff all throughout the year. We’ll work on finding some good deals for you.
I know last year we had a list – so let’s think for a bit about how much we want to spend. Think about your weekly / twice a week or monthly pay check. How much extra do you have? If you’re like most people the answer to that is not very much. I work for myself so I don’t really get a ‘pay check’, this makes it even harder.
So how do you find savings when you think there aren’t any… I’m glad you asked and we’ll talk about that next time and figure out what our budget is going to be.
