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Gas Savings Blog

Posted on January 9, 2010 - by admin

How to improve your Credit Scores

Credit Newsletter Saving Money

Out of Gas Newsletter - Issue 67 January 9, 2010

First 4 digits of a credit card
Image via Wikipedia

++ News -

We hope you and your family had a wonderful Christmas and a festive New Year. Today we’ll be continuing our series on Credit Reports.

We’ve covered how to get your free credit report as well as How to read your credit report. Today we’ll be talking about how to improve your credit report.

Links you can Use

Not getting enough from your checking account - try this site to search for the best checking account for you.

https://www.checkingfinder.com/

++++++++++

How to Improve your Credit score / Credit Report

These tips fall into categories -

1. Payment History

- Pay your bills on time.
- If you have gotten behind before make it a goal to pay them on time.

With online bill paying, paying your bills ontime is a no brainer. If you don’t use online bill paying then try to pay the bill a week early.

2. Amounts owed - your score includes the amount you owe, plus the amount of available credit you have.

- keep your balances as low as possible
- don’t move your debt around, try to pay it off
- don’t open new accounts, and don’t close accounts you already have

3. New credit -

- don’t open too many new accounts at once, build slowly

4. Other things -
- If you have a credit card you’ve had for a long time, but don’t use. Use it once in a while to make a purchase.

Make sure to report any things that aren’t correct on your credit report.

Enjoy your weekend.

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This entry was posted on Saturday, January 9th, 2010 at 6:31 am and is filed under Credit, Newsletter, Saving Money. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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